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New Jersey is also looking to buy up $10 million in residents' medical debt.
The city offers longer days and year-round care for families who meet certain income thresholds but many of the programs are under-enrolled.
Advocates worry there's far too little money set aside in the new state budget for education and enforcement of the Domestic Workers' Bill of Rights.
Members of the new collective say getting insurance costs under control will allow them to spend more on repairs and maintenance for tenants.